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Overdrafts & CC A/c

Loan / Overdraft Facility Against Fixed Deposit

Limit per Borrower:  Upto 90%.
Margin Money:      10%
No. of EMIs:       Up to the maturity of F.D.
Rate of Interest: 2% more than FD rate.(For Own FD)

3% more than FD rate.(For Third Party FD)
Click Here For Interest Rates
Guarantors:       Nil.

Overdraft Facility / NSC / KVP / GOI Sec.Loan

Limit per Borrower:    Upto 90%.
Margin Money:     10%
No. of EMIs:       Up to maturity of the security offered.
Rate of Interest: 10% For Loan + 12% For Overdraft Limit
Click Here For Interest Rates
Guarantors:       Nil.

Overdraft Against Property

Limit per Borrower: Maximum Limit Rs.200.00 Lacs
Margin Money: 50% of Property Valuation.
Rate of Interest:    14.00%
Click Here For Interest Rates
Guarantors: Two guarantors (who holds property)
Security:          Prime = Immovable Property
Collateral Stock. (Subject to verification)